✦The engagement layer for level-funded plans

Your health plan should pay you back. Kazoo makes sure it does.

Kazoo isn't a new insurance plan or a benefits provider. We sit alongside your existing level-funded plan and run the wellness campaigns that get employees actually using their benefits, keep claims down, and bring back the year-end surplus your plan was built to return. No switching carriers. No new insurance. Just the missing piece.

37%
of small employers are now on level-funded plans
KFF Employer Survey, 2025
50–63%
never receive a surplus refund without an engagement system
UHC / Leader's Edge, 2024
$0
net cost to employers when the surplus comes in
Kazoo model, 2025

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✦Employees✦HR teams✦Brokers

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FOR EMPLOYEES

Your premiums come back to you when you hit your wellness milestones: annual physical, gym visits, mental health check-ins.

FOR HR TEAMS

You already sold leadership on the level-funded plan. We're the reason that decision looks great at year-end when the surplus check shows up.

FOR BROKERS

Your level-funded book was built on the promise of surplus returns. Kazoo delivers them, so your clients renew, refer, and grow.

Kazoo
The engagement layer for level-funded health plans.
© 2025 Kazoo. Built with ✦